Real-time economic intelligence from 600 million informal workers. Credit scoring for the unbanked. Market intelligence from the ground up.
Used by lenders, governments, and enterprises across Africa
Traditional credit scoring uses phone metadata and call logs. We use actual business data — daily sales, expenses, profit patterns.
A proprietary credit score built from actual business transactions. Tracks revenue consistency, expense patterns, profit margins, and growth trajectory.
Unlike Branch/Tala, we never access call logs, SMS, or GPS. Credit scores are built purely from business data the worker chooses to share.
When millions of workers track their businesses, something bigger emerges — Africa's economic nervous system.
Real-time data on what consumers are buying, where, and at what price. Track demand shifts before they hit traditional data sources.
Ground-truth pricing from actual transactions. No surveys, no estimates — real prices from real markets across Africa.
Map informal economic activity by geography, worker type, and sector. Identify underserved markets and growth opportunities.
Offer fair loans to informal workers based on real business data. Reduce default rates with actual income verification.
"Workers using Msaidizi have 40% lower default rates than phone-metadata scored borrowers."
Economic dashboards showing informal sector activity. Tax compliance support. Policy impact measurement.
"See the informal economy in real time — not through annual surveys."
Market intelligence from the last mile. Understand consumer behavior in informal markets. Optimize distribution.
"Know what mama mboga is selling before your sales team arrives."
Longitudinal data on informal economic activity. Study income patterns, seasonal variation, and economic resilience.
"The largest dataset on informal worker economics in Africa."
Integrate Angavu's economic intelligence into your products. RESTful API with real-time webhooks.
Contact us for a demo, partnership inquiry, or API access.